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ATM Tips & Resources for DMV Businesses
Tips, insights and resources for retailers and business owners in Washington DC, Maryland and Northern Virginia.
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Cash Discount vs. Dual Pricing: Which is Better for Your DMV Business?
Accepting cards is the cost of doing business. Credit and debit cards accounted for 65% of U.S. consumer payments in 2024, compared with 14% for cash, according to the Federal Reserve's 2025 Diary of Consumer Payment Choice. But every card transaction takes a bite out of the sale. Absorbing processing fees means tighter margins. Raise prices to cover them and you risk becoming less competitive. That's an even tougher balancing act when inflation has consumers paying more fo
David Lopez
Sep 224 min read


Rising Costs. Tight Margins. Why More DMV Professional Firms Are Evaluating Dual Pricing
A small advertising agency based in Tysons, Virginia reached out to us because business was changing. Like many agencies, they were feeling pressure from every direction. AI was changing client expectations. Some customers were bringing more work in-house. Industry consolidation was reshaping the competitive landscape. At the same time, a tougher economy was making clients more cautious about spending while the agency’s own operating costs continued to rise. Like many pro
David Lopez
Aug 124 min read


Why More Washington, DC, Maryland & Northern Virginia Businesses Are Choosing Local Merchant Service Providers
It was just after 3:00 p.m. on a Friday when the phone rang. A business owner in Washington, DC was in a panic. His payment terminal had stopped working just as customers began arriving for a busy holiday weekend. Yes, he had an ATM in the store, but how much cash was left in it? How many customers would walk away if he could only accept cash for the rest of the weekend? Fortunately, one of our technicians was already working nearby and had a replacement terminal in his
David Lopez
Aug 124 min read
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